IIFL FINANCE LIMITED Fair Value

IIFL · Financial Services · Current price ₹640.65

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DocStoX fair value
₹577
low confidence
Current price
₹641
Upside to fair value
-10.0%
Verdict
Fairly Valued
Quality score
3.8 / 10
Valuation methods
MethodFair valueStatus
Excess-return (book value)₹32713% ROE fading to 13% over ~3 yrs, on ₹327 book
Relative P/E₹1,137EPS × 29.1 peer-median P/E
Graham floorNot meaningful for financials
Analyst target₹712Street consensus 12-month target price
Model it yourself — Margin of Safety Calculator
Opens pre-filled with IIFL FINANCE LIMITED's latest numbers.

Is IIFL FINANCE LIMITED undervalued?

DocStoX estimates the fair value of IIFL FINANCE LIMITED at ₹577 per share, versus the current market price of ₹641. That puts the stock about -10.0% above our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 3 independent methods: Excess-return (book value) (₹327), Relative P/E (₹1,137), Analyst target (₹712). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹327 (bear) to ₹577 (base) to ₹1,137 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

More on IIFL FINANCE LIMITED

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.