India Home Loans Ltd Valuation

INDIAHOME · Financial Services · Current price ₹32.1

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DocStoX fair value
₹25
low confidence
Current price
₹32
Upside
-22.1%
P/E ratio
168.9x
P/B ratio
1.1x
Verdict
Expensive
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Opens pre-filled with India Home Loans Ltd's latest numbers.

Is India Home Loans Ltd undervalued?

DocStoX estimates the fair value of India Home Loans Ltd at ₹25 per share, versus the current market price of ₹32. That puts the stock about -22.1% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 1 independent method: Excess-return (book value) (₹25). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹21 (bear) to ₹25 (base) to ₹29 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

India Home Loans Ltd trades at a P/E of 168.9x and a P/B of 1.1x, with a dividend yield of 0.3%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on India Home Loans Ltd

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.