KIFS Financial Services Ltd Valuation

KIFS · Financial Services · Current price ₹110.05

Full stock page
DocStoX fair value
₹97
low confidence
Current price
₹110
Upside
-12.0%
P/E ratio
14.8x
P/B ratio
2.0x
Verdict
Fairly Valued
Model it yourself — Earnings Yield Calculator
Opens pre-filled with KIFS Financial Services Ltd's latest numbers.

Is KIFS Financial Services Ltd undervalued?

DocStoX estimates the fair value of KIFS Financial Services Ltd at ₹97 per share, versus the current market price of ₹110. That puts the stock about -12.0% above our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹60), Relative P/E (₹195). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹60 (bear) to ₹97 (base) to ₹195 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

KIFS Financial Services Ltd trades at a P/E of 14.8x and a P/B of 2.0x, with a dividend yield of 1.3%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on KIFS Financial Services Ltd

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.