Reliance Home Finance Ltd Valuation

RHFL · Financial Services · Current price ₹4.08

Full stock page
DocStoX fair value
₹6
low confidence
Current price
₹4
Upside
+47.1%
P/E ratio
4.1x
P/B ratio
-1.9x
Verdict
Expensive
Model it yourself — Earnings Yield Calculator
Opens pre-filled with Reliance Home Finance Ltd's latest numbers.

Is Reliance Home Finance Ltd undervalued?

DocStoX estimates the fair value of Reliance Home Finance Ltd at ₹6 per share, versus the current market price of ₹4. That puts the stock about +47.1% below our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 1 independent method: Relative P/E (₹6). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹5 (bear) to ₹6 (base) to ₹7 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

Reliance Home Finance Ltd trades at a P/E of 4.1x and a P/B of -1.9x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on Reliance Home Finance Ltd

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.