Sangam Finserv Ltd Valuation

SANGAMFIN · Financial Services · Current price ₹37.25

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DocStoX fair value
₹89
low confidence
Current price
₹37
Upside
+138.9%
P/E ratio
26.2x
P/B ratio
1.3x
Verdict
Buy
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Is Sangam Finserv Ltd undervalued?

DocStoX estimates the fair value of Sangam Finserv Ltd at ₹89 per share, versus the current market price of ₹37. That puts the stock about +138.9% below our fair-value estimate, which we read as "Buy". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹26), Relative P/E (₹257). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹26 (bear) to ₹89 (base) to ₹257 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

Sangam Finserv Ltd trades at a P/E of 26.2x and a P/B of 1.3x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on Sangam Finserv Ltd

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.