THE SOUTH INDIAN BANK LTD Intrinsic Value

SOUTHBANK · Financial Services · Current price ₹45.58

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DocStoX fair value
₹47
high confidence
Current price
₹46
Upside to fair value
+2.4%
Verdict
Fairly Valued
Quality score
5.8 / 10
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Is THE SOUTH INDIAN BANK LTD undervalued?

DocStoX estimates the fair value of THE SOUTH INDIAN BANK LTD at ₹47 per share, versus the current market price of ₹46. That puts the stock about +2.4% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is high.

How this fair value is calculated

This estimate blends 3 independent methods: Excess-return (book value) (₹44), Relative P/E (₹52), Analyst target (₹49). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹40 (bear) to ₹47 (base) to ₹54 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Margin of safety

Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹46 versus an intrinsic value of ₹47, THE SOUTH INDIAN BANK LTD currently offers +2.4% of margin.

More on THE SOUTH INDIAN BANK LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.