UJJIVAN SMALL FINANC BANK Valuation
UJJIVANSFB · Financial Services · Current price ₹63.08
Is UJJIVAN SMALL FINANC BANK undervalued?
DocStoX estimates the fair value of UJJIVAN SMALL FINANC BANK at ₹44 per share, versus the current market price of ₹63. That puts the stock about -29.7% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹34), Relative P/E (₹42), Analyst target (₹83). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹34 (bear) to ₹44 (base) to ₹83 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
UJJIVAN SMALL FINANC BANK trades at a P/E of 17.7x and a P/B of 2.0x, with a dividend yield of 2.2%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on UJJIVAN SMALL FINANC BANK
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.