UNION BANK OF INDIA Valuation
UNIONBANK · Financial Services · Current price ₹184.21
Is UNION BANK OF INDIA undervalued?
DocStoX estimates the fair value of UNION BANK OF INDIA at ₹200 per share, versus the current market price of ₹184. That puts the stock about +8.6% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is high.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹182), Relative P/E (₹251), Analyst target (₹196). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹170 (bear) to ₹200 (base) to ₹251 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
UNION BANK OF INDIA trades at a P/E of 7.2x and a P/B of 1.0x, with a dividend yield of 2.7%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on UNION BANK OF INDIA
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.