Utkarsh Small Finance Bank Limited Financial Ratios
UTKARSHBNK · Financial Services · Current price ₹13.32
P/E ratio
2.8x
P/B ratio
0.9x
ROE
-41.5%
ROCE
1.4%
Debt / Equity
0.00
Dividend yield
3.4%
Ratio reference
| Ratio | Value | What it means |
|---|---|---|
| P/E | 2.8x | Price paid per ₹1 of annual earnings — lower is cheaper (context-dependent). |
| P/B | 0.9x | Price relative to book value — <1 can signal deep value or trouble. |
| ROE | -41.5% | Return on equity — how much profit the company earns on shareholder capital. |
| ROCE | 1.4% | Return on capital employed — efficiency including debt. >15% is strong. |
| D/E | 0.00 | Leverage — higher means more debt-funded, riskier in downturns. |
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Utkarsh Small Finance Bank Limited profitability
Utkarsh Small Finance Bank Limited generates a return on equity of -41.5% and a return on capital employed of 1.4%. An ROE consistently above 15% usually points to a quality business with a durable advantage; below 10% suggests weak profitability or a capital-heavy model.
Leverage & valuation
With a debt-to-equity of 0.00 and a P/E of 2.8x, Utkarsh Small Finance Bank Limited is conservatively financed. Our overall business-quality score for the company is 4.2 / 10.
Understand the ratios
More on Utkarsh Small Finance Bank Limited
DocStoX estimates are computed from reported financials, for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.

