VIJI FINANCE LIMITED Fair Value

VIJIFIN · Financial Services · Current price ₹8.42

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DocStoX fair value
₹1
low confidence
Current price
₹8
Upside to fair value
-82.7%
Verdict
Avoid
Quality score
2.3 / 10
Valuation methods
MethodFair valueStatus
Excess-return (book value)₹21% ROE fading to 13% over ~3 yrs, on ₹2 book
Relative P/E₹0EPS × 30.3 peer-median P/E
Graham floorNot meaningful for financials
Analyst targetNo analyst coverage
Model it yourself — Margin of Safety Calculator
Opens pre-filled with VIJI FINANCE LIMITED's latest numbers.

Is VIJI FINANCE LIMITED undervalued?

DocStoX estimates the fair value of VIJI FINANCE LIMITED at ₹1 per share, versus the current market price of ₹8. That puts the stock about -82.7% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹2), Relative P/E (₹0). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹0 (bear) to ₹1 (base) to ₹2 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

More on VIJI FINANCE LIMITED

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.