Optimus Finance Ltd vs Kotak Mahindra Bank Limited

A side-by-side comparison of Optimus Finance Ltd (531254) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads 531254 vs KOTAKBANK on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.03
P/E ratio
23.79
1.69
P/B ratio
2.29
0.00%
Dividend yield
0.16%
₹0.78
EPS
₹19.40

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

9.38%
Return on equity
10.65%
11.60%
Return on capital
5.54%
0.00%
EBITDA margin
24.31%
0.00%
Net margin
27.64%

Growth

531254 takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
18.30%
15.41%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹115 Cr
Market cap
₹4.59L Cr
₹0 Cr
Revenue
₹69,781 Cr
₹10 Cr
Net profit
₹19,288 Cr
0.39
Debt / equity
0.00
Optimus Finance Ltd
  • + ["Company is expected to give good quarter", "Company's median sales growth is 43.0% of last 10 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 11.6% over last 3 years.", "Company has high debtors of 239 days."]
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Optimus Finance Ltd full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

531254 vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX