Available Finance Ltd vs Kotak Mahindra Bank Limited

A side-by-side comparison of Available Finance Ltd (531310) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads 531310 vs KOTAKBANK on 6 of 14 metrics (3 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

1.54
P/E ratio
19.84
0.12
P/B ratio
2.19
0.00%
Dividend yield
0.17%
₹102.13
EPS
₹19.39

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

8.58%
Return on equity
11.20%
0.00%
Return on capital
6.93%
53.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-15.66%
Revenue CAGR (3Y)
-89.14%
Profit CAGR (3Y)
8.92%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹140 Cr
Market cap
₹3.83L Cr
₹1 Cr
Revenue
₹0 Cr
₹104 Cr
Net profit
₹19,288 Cr
0.00
Debt / equity
0.00
Available Finance Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.11 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of 1.76% over past five years.", "Company has a low return on equity of 9.71% over last 3 years."]
Kotak Mahindra Bank Limited
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 108 days to 154 days"]
Available Finance Ltd full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

Available Finance Ltd vs Kotak Mahindra Bank Limited: Share Price, Valuation & Which to Buy | DocStoX