Unifinz Capital India Ltd vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of Unifinz Capital India Ltd (541358) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads 541358 vs KOTAKBANK on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth· not comparable
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

5.70
P/E ratio
21.30
3.02
P/B ratio
2.19
0.45%
Dividend yield
0.16%
₹4.53
EPS
₹19.39

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

72.10%
Return on equity
11.40%
55.20%
Return on capital
6.98%
0.00%
EBITDA margin
24.31%
0.00%
Net margin
17.25%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
Profit CAGR (3Y) even
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹496 Cr
Market cap
₹4.11L Cr
₹0 Cr
Revenue
₹1.11L Cr
₹20 Cr
Net profit
₹19,288 Cr
1.29
Debt / equity
0.00
Unifinz Capital India Ltd
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 182% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 64.0%", "Company's median sales growth is 158% of last 10 years"]
  • ["Promoter holding has decreased over last quarter: -4.80%", "Promoter holding is low: 19.8%"]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Unifinz Capital India Ltd full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

541358 vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX