AXIS BANK LIMITED vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of AXIS BANK LIMITED (AXISBANK) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads AXISBANK vs LICI on 9 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.65
P/E ratio
9.54
1.97
P/B ratio
3.09
0.07%
Dividend yield
2.28%
₹84.89
EPS
₹45.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
37.80%
6.24%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
0.00%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.61%
34.47%
Profit CAGR (3Y)
16.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.13L Cr
Market cap
₹5.48L Cr
₹0 Cr
Revenue
₹9.78L Cr
₹26,548 Cr
Net profit
₹57,453 Cr
0.00
Debt / equity
0.00
AXIS BANK LIMITED
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 8.14%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,674 Cr."]
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
AXIS BANK LIMITED full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.