Bajaj Finserv Limited vs Kotak Mahindra Bank Limited

A side-by-side comparison of Bajaj Finserv Limited (BAJAJFINSV) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finserv Limited leads BAJAJFINSV vs KOTAKBANK on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth20
  • Size & financial health22
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

28.21
P/E ratio
23.06
3.96
P/B ratio
2.29
0.08%
Dividend yield
0.16%
₹61.30
EPS
₹19.40

Profitability

BAJAJFINSV takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.58%
Return on equity
10.65%
10.45%
Return on capital
5.54%
37.70%
EBITDA margin
24.31%
13.07%
Net margin
27.64%

Growth

BAJAJFINSV takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

22.40%
Revenue CAGR (3Y)
18.30%
17.23%
Profit CAGR (3Y)
8.92%

Size & financial health

Even

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹2.78L Cr
Market cap
₹4.44L Cr
₹1.51L Cr
Revenue
₹69,781 Cr
₹19,669 Cr
Net profit
₹19,288 Cr
4.62
Debt / equity
0.00
Bajaj Finserv Limited
  • + ["Company has delivered good profit growth of 21.7% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 27.3%", "Company has delivered good sales growth of 20.0% CAGR over last 5 years"]
  • − []
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Bajaj Finserv Limited full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJFINSV vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX