BAJAJ FINSERV LTD. vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of BAJAJ FINSERV LTD. (BAJAJFINSV) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINSERV LTD. leads BAJAJFINSV vs KOTAKBANK on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth10
  • Size & financial health21
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

31.93
P/E ratio
21.63
29.16
P/B ratio
2.19
0.07%
Dividend yield
0.15%
₹61.24
EPS
₹19.39

Profitability

BAJAJFINSV takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.20%
Return on equity
11.20%
11.00%
Return on capital
6.93%
38.00%
EBITDA margin
24.31%
13.07%
Net margin
17.25%

Growth

BAJAJFINSV takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

22.40%
Revenue CAGR (3Y) even
17.23%
Profit CAGR (3Y)
8.92%

Size & financial health

BAJAJFINSV takes 2/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹3.16L Cr
Market cap
₹4.19L Cr
₹1.51L Cr
Revenue
₹1.11L Cr
₹19,669 Cr
Net profit
₹19,288 Cr
0.00
Debt / equity even
0.00
BAJAJ FINSERV LTD.
  • + ["Company's median sales growth is 20.2% of last 10 years"]
  • ["Stock is trading at 4.11 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.8% over last 3 years."]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
BAJAJ FINSERV LTD. full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.