BAJAJ HOUSING FINANCE LTD vs ICICI BANK LTD.
A side-by-side comparison of BAJAJ HOUSING FINANCE LTD (BAJAJHFL) and ICICI BANK LTD. (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, ICICI BANK LTD. leads BAJAJHFL vs ICICIBANK on 8 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
Valuation
How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 41.5% CAGR over last 5 years"]
- − ["Stock is trading at 3.26 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.3% over last 3 years.", "Company might be capitalizing the interest cost"]
- − ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.