Bajaj Housing Finance Limited
₹83.40▼ -0.38 (-0.45%)
BAJAJHFL·NSE·Financial Services
Market Cap
69475.01 Cr
PE Ratio
27.17
Volume
21,96,960
Day High - Low
84.25 - 83.09
52W High-Low
112.40 - 72.65
₹83.40▼ -0.38 (-0.45%)
Market Cap69475.01 Cr
PE Ratio27.17
Volume21,96,960
Day High - Low84.25 - 83.09
52W High-Low112.40 - 72.65
Bajaj Housing Finance Limited (BAJAJHFL): company summary
The company's business is improving, with annual revenue rising 16.4% and annual net profit growing 18.4%.
Bajaj Housing Finance Limited (BAJAJHFL) is a mid-cap Financial Services company valued at ₹69,475 crore operating in Housing Finance Company on the NSE and BSE.
- Recent price move
- Bajaj Housing Finance Limited last traded at ₹83.4, modestly down 0.45% on the day.
- Recent developments
- On 2026-10-16, Bajaj Housing Finance reported Q2 FY27 net profit of ₹757 crore, up 18% from the previous year, with total income rising 18.3% to ₹3,251 crore. The company also saw a 25% increase in assets under management to ₹1.58 trillion. On the same day, there was focus on the company's asset quality and guidance for future growth. Earlier on 2026-10-03, the company highlighted a 25.2% rise in gross disbursements to ₹19,930 crore and a 25% increase in AUM to ₹1.58 lakh crore.
- Financial performance
- The company's business is improving, with annual revenue rising 16.4% and annual net profit growing 18.4%. In the latest quarter, revenue and net profit both rose 18.0% and 17.7% respectively compared to the same quarter a year earlier. The net profit margin widened slightly to 23.0% from 22.6% in the prior year, while return on equity remained at 11.4%.
- Valuation multiples
- The stock trades at 27.2 times earnings, a premium to the Financial Services median of 19.3, 3.12 times book value.
- Things to watch
- The company is highly leveraged, with debt to equity at 4.60. It has not paid out any dividends despite reporting repeated profits. The stock is 25.8% below its 52-week high, and promoter holding remains at 86.70%, with no recent changes in promoter ownership.
- Where it stands
- Bajaj Housing Finance has shown strong revenue and profit growth over the past five years, with a 41.4% profit CAGR. The latest quarter saw continued growth in both revenue and net profit, with assets under management rising 25%. The company remains highly leveraged, and has not distributed any dividends to shareholders.
Summarised by DocStoX's model on 2026-10-17 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
5.9/10
Fair
Fair Value
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ROE
11.37%
Average
P/E
27.17x
Fair
Debt / Equity
4.60
High
Industry
Financial Services
Housing Finance Company
Overall View
Mixed
Price performance
NIFTY 500NIFTY MIDCAP 150
Day₹83.09
₹84.25
52W₹72.65
₹112.40
DocStoX take
Supported by growth (10.0) and risk (8.9), but held back by momentum (1.7). Growth looks strong at 10.0, but that is offset by momentum at 1.7 and valuation at 2.7. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence5.9
/10
Fair
Quality
Solid
ROE 11.4%
Valuation
Expensive
P/E 27.2×
Growth
Strong
Revenue +28.7% 5Y CAGR
Risk
Low risk
D/E 4.60 (lender)
Momentum
Weak
27% of 52-week range
At a glance
Market Cap
₹69,475 Cr
52W High / Low
₹112 / ₹73
Dividend Yield
0.00%
Promoter Holding
86.70%
EPS (TTM)
₹3.07
Book Value
₹27.04
Key highlights
- Profit compounding 41% a year
- Revenue compounding 29% a year
- Profitable in all of the last 5 years
- Momentum is weak (1.7/10)
4 Positives1 Watchout
Growth
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About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
More Financial Services stocks · Housing Finance Company
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Bajaj Housing Finance Limited peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedJio Financial Services LimitedICICI Prudential Asset Management Company Limited
Compare Bajaj Housing Finance Limited with peers
Bajaj Housing Finance Limited vs HDFC Bank LimitedBajaj Housing Finance Limited vs ICICI Bank LimitedBajaj Housing Finance Limited vs State Bank of IndiaBajaj Housing Finance Limited vs Bajaj Finance LimitedBajaj Housing Finance Limited vs Life Insurance Corporation Of IndiaBajaj Housing Finance Limited vs Kotak Mahindra Bank Limited
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