Bajaj Finance Limited vs Cholamandalam Financial Holdings Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs CHOLAHLDNG on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CHOLAHLDNG takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
10.57
5.71
P/B ratio
1.85
0.57%
Dividend yield
0.08%
₹30.60
EPS
₹130.01

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
15.80%
10.71%
Return on capital
9.50%
67.98%
EBITDA margin
55.14%
23.58%
Net margin
14.04%

Growth

CHOLAHLDNG takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
29.13%
18.88%
Profit CAGR (3Y)
24.98%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹25,529 Cr
₹81,982 Cr
Revenue
₹39,073 Cr
₹19,332 Cr
Net profit
₹5,485 Cr
3.22
Debt / equity
13.61
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Cholamandalam Financial Holdings Limited
  • + ["Company has delivered good profit growth of 25.5% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 28.9%", "Company has delivered good sales growth of 23.0% CAGR over last 5 years"]
  • − []
Bajaj Finance Limited full analysis Cholamandalam Financial Holdings Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.