CHOLAHLDNG logo

Cholamandalam Financial Holdings Limited

CHOLAHLDNG·NSE·
₹1,373.70▼ -11.30 (-0.82%)
Market Cap25529.28 Cr
PE Ratio10.57
Volume36,181
Day High - Low1389.90 - 1370.00
52W High-Low2064.00 - 1305.00

Cholamandalam Financial Holdings Limited (CHOLAHLDNG): company summary

The company's business is improving, with annual revenue rising 18.0% and net profit growing 15.7% year-over-year.

Cholamandalam Financial Holdings Limited (CHOLAHLDNG) is a mid-cap Financial Services company valued at ₹25,529 crore operating in Investment Company on the NSE and BSE.

Recent price move
Cholamandalam Financial Holdings Limited last traded at ₹1,373.7, modestly down 0.82% on the day.
Recent developments
On 2026-08-07, the company announced a dividend of ₹1.30 per share, with the ex-date set for the same day. Promoter holding remained stable at 46.43% with a minor increase of 0.05 percentage points in the quarter. Foreign institutional holding fell by 0.80 percentage points to 13.00%, while domestic institutional holding rose by 0.79 percentage points to 26.89%.
Financial performance
The company's business is improving, with annual revenue rising 18.0% and net profit growing 15.7% year-over-year. The latest quarter saw revenue and net profit jump 21.3% and 42.0% respectively compared to the same quarter a year earlier, driven by a sharp rise in net profit margin to 14.0% from 6.6%.
Valuation multiples
The stock trades at 10.6 times earnings, a discount to the Financial Services median of 19.3, 1.85 times book value. It yields 0.1%.
Things to watch
The company is highly leveraged, with debt to equity at 13.61. The stock is 32.2% below its 52-week high, and promoter shares pledged account for 0.02% of promoter holding. The return on capital employed is low at 9.5%, indicating inefficient use of capital.
Where it stands
The company has shown strong growth in both revenue and net profit, with a significant improvement in net profit margin. The stock is currently 32.2% below its 52-week high, and the company remains highly leveraged. The most recent figure is the latest quarter net profit of ₹1,789 crore.

Summarised by DocStoX's model on 2026-10-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
6.3/10
Fair
Fair Value
Sign in to see
ROE
15.80%
Strong
P/E
10.57x
Cheap
Debt / Equity
13.61
High
Industry
Financial Services
Investment Company
Overall View
Mixed

Price performance

NIFTY 500NIFTY SMALLCAP 250
Day₹1370
₹1390
52W₹1305
₹2064
DocStoX take

Supported by growth (9.9) and valuation (7.6), but held back by momentum (0.0). Growth looks strong at 9.9, but that is offset by momentum at 0.0. We are calling it Mixed rather than resolving the conflict for you.

DocStoX score

Low confidence
6.3
/10
Fair
Quality
Solid
ROE 15.8%
Valuation
Cheap
P/E 10.6×
Growth
Strong
Revenue +23.0% 5Y CAGR
Risk
Low risk
D/E 13.61 (lender)
Momentum
Weak
9% of 52-week range

At a glance

Market Cap
₹25,529 Cr
52W High / Low
₹2064 / ₹1305
Dividend Yield
0.08%
Promoter Holding
46.39%
EPS (TTM)
₹130.01
Book Value
₹822.90

Key highlights

  • Profitable in all of the last 5 years
  • Profit compounding 25% a year
  • Undemanding at 11× earnings
  • High leverage — debt is 13.6× equity
  • Momentum is weak (0.0/10)
4 Positives3 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

More Financial Services stocks · Investment Company

Cholamandalam Financial Holdings Limited peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.