Bajaj Finance Limited vs Mangal Credit and Fincorp Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Mangal Credit and Fincorp Limited (MANCREDIT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs Mangal Credit and Fincorp Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability22
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
29.08
5.71
P/B ratio
2.66
0.57%
Dividend yield
0.34%
₹30.60
EPS
₹7.46

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
8.86%
10.71%
Return on capital
14.40%
67.98%
EBITDA margin
77.81%
23.58%
Net margin
21.90%

Growth

MANCREDIT takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
48.70%
18.88%
Profit CAGR (3Y)
24.15%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹457 Cr
₹81,982 Cr
Revenue
₹70 Cr
₹19,332 Cr
Net profit
₹15 Cr
3.22
Debt / equity
1.90
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Mangal Credit and Fincorp Limited
  • + ["Company has delivered good profit growth of 20.6% CAGR over last 5 years", "Company has delivered good sales growth of 44.0% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 9.5% over last 3 years."]
Bajaj Finance Limited full analysis Mangal Credit and Fincorp Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.