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Mangal Credit and Fincorp Limited

MANCREDIT·NSE·
₹216.97▼ -4.06 (-1.84%)
Market Cap457.33 Cr
PE Ratio29.08
Volume1,10,210
Day High - Low222.14 - 216.22
52W High-Low287.27 - 152.06

Mangal Credit and Fincorp Limited (MANCREDIT): company summary

The company's business has grown significantly, with annual revenue rising 41.0% and net profit increasing 17.8% year-over-year.

Mangal Credit and Fincorp Limited (MANCREDIT) is a micro-cap Financial Services company valued at ₹457 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.

Recent price move
Mangal Credit and Fincorp Limited last traded at ₹216.97, modestly down 1.84% on the day.
Recent developments
On 2026-09-11, the company announced a dividend of ₹0.75 per share, with the ex-date set for that date. Promoter holding remained at 55.25% as of 2026-06-30, while foreign institutional holding increased by 0.12 percentage points and domestic institutional holding decreased by 0.09 percentage points.
Financial performance
The company's business has grown significantly, with annual revenue rising 41.0% and net profit increasing 17.8% year-over-year. The latest quarter saw revenue and net profit jump 53.1% and 89.7% respectively compared to the same quarter a year earlier, though the net profit margin narrowed by 4.5 percentage points.
Valuation multiples
The stock trades at 29.1 times earnings, a premium to the Financial Services median of 19.3, 2.66 times book value. It yields 0.3%.
Things to watch
The net profit margin has declined by 4.5 percentage points, and the stock is 23.8% below its 52-week high. The debt to equity ratio stands at 1.90, indicating a relatively high level of leverage.
Where it stands
The company has shown strong growth in both revenue and net profit over the past few years, with the latest quarter reflecting a significant increase in both metrics. The stock is currently 23.8% below its 52-week high, and the net profit margin has narrowed, which could be a concern for profitability.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
5.6/10
Fair
Fair Value
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ROE
8.86%
Average
P/E
29.08x
Fair
Debt / Equity
1.90
High
Industry
Financial Services
Non Banking Financial Company (NBFC)
Overall View
Mixed

Price performance

Day₹216.22
₹222.14
52W₹152.06
₹287.27
DocStoX take

Supported by growth (8.3) and risk (7.1), but held back by valuation (2.4). Growth looks strong at 8.3, but that is offset by valuation at 2.4. We are calling it Mixed rather than resolving the conflict for you.

DocStoX score

Low confidence
5.6
/10
Fair
Quality
Solid
ROE 8.9%
Valuation
Expensive
P/E 29.1×
Growth
Strong
Revenue +44.0% 5Y CAGR
Risk
Moderate
D/E 1.90 (lender)
Momentum
Soft
48% of 52-week range

At a glance

Market Cap
₹457 Cr
52W High / Low
₹287 / ₹152
Dividend Yield
0.34%
Promoter Holding
55.25%
EPS (TTM)
₹7.46
Book Value
₹81.79

Key highlights

  • Revenue compounding 44% a year
  • Profitable in all of the last 5 years
  • Healthy net margin (22%)
  • Valuation is weak (2.4/10)
  • Small ₹457 cr company — thinner liquidity
4 Positives2 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

More Financial Services stocks · Non Banking Financial Company (NBFC)

Mangal Credit and Fincorp Limited peers in Financial Services

Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.