BAJAJ FINANCE LIMITED vs SURYODAY SMALL FIN BK LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and SURYODAY SMALL FIN BK LTD (SURYODAY) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs SURYODAY on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth01
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SURYODAY takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.48
P/E ratio
10.58
5.57
P/B ratio
0.80
0.55%
Dividend yield
0.96%
₹30.56
EPS
₹14.30

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
7.31%
10.80%
Return on capital
6.34%
67.98%
EBITDA margin
10.60%
23.33%
Net margin
6.03%

Growth

SURYODAY takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
24.90%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹1,614 Cr
₹81,990 Cr
Revenue
₹2,520 Cr
₹19,332 Cr
Net profit
₹152 Cr
3.78
Debt / equity
1.50
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
SURYODAY SMALL FIN BK LTD
  • + ["Stock is trading at 0.79 times its book value", "Company has delivered good profit growth of 66.5% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 22.5%", "Company has a low return on equity of 8.68% over last 3 years.", "Earnings include an other income of Rs.399 Cr."]
BAJAJ FINANCE LIMITED full analysis SURYODAY SMALL FIN BK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs SURYODAY: Share Price, Valuation & Which to Buy | DocStoX