Suryoday Small Finance Bank Limited

Suryoday Small Finance Bank Limited (SURYODAY) is a micro-cap Financial Services company valued at ₹1,575 crore operating in Other Bank on the NSE and BSE.

Recent price move

Suryoday Small Finance Bank Limited last traded at ₹147.62, modestly down 0.10% on the day.

Recent developments

On 2026-07-17, the company announced a dividend of ₹1.50 per share, ex-date. Promoter shares pledged increased to 22.35% of promoter holding as of 2026-06-30. Foreign institutional holding rose 0.12 points to 5.35%, while domestic institutional holding fell 0.25 points to 5.47%.

Financial performance

The company's annual net profit rose 32.1% to ₹152 crore, driven by strong performance in the latest quarter where net profit surged 114.8% to ₹75 crore compared to the same quarter a year earlier. However, the net profit margin remained flat at 7.0%, and return on equity and return on capital employed are low at 7.3% and 6.3% respectively.

Valuation multiples

The stock trades at 10.3 times earnings, a discount to the Financial Services median of 19.3, 0.77 times book value. It yields 1.0%.

Things to watch

The stock is 34.2% below its 52-week high. Promoter shares pledged account for 22.35% of promoter holding. The company's return on equity and return on capital employed are low at 7.3% and 6.3% respectively.

Where it stands

The company's net profit has grown significantly, with a 32.1% annual rise and a 114.8% jump in the latest quarter. However, the stock is trading below its 52-week high, and the company's return on equity and return on capital employed remain low. The most significant figure is the latest quarter net profit of ₹75 crore.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.