SURYODAY SMALL FIN BK LTD Valuation
SURYODAY · Financial Services · Current price ₹151.22
Is SURYODAY SMALL FIN BK LTD undervalued?
DocStoX estimates the fair value of SURYODAY SMALL FIN BK LTD at ₹196 per share, versus the current market price of ₹151. That puts the stock about +29.5% below our fair-value estimate, which we read as "Buy". Our confidence in this estimate is medium.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹182), Relative P/E (₹167), Analyst target (₹280). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹166 (bear) to ₹196 (base) to ₹280 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Valuation multiples
SURYODAY SMALL FIN BK LTD trades at a P/E of 10.6x and a P/B of 0.8x, with a dividend yield of 1.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.
Understand the ratios
More on SURYODAY SMALL FIN BK LTD
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.