Bajaj Finance Limited vs TCI Finance Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and TCI Finance Limited (TCIFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs TCI Finance Limited are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability13
  • Growth· not comparable—
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
-11.70
5.71
P/B ratio
-0.26
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹-1.39

Profitability

TCIFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
9.56%
10.71%
Return on capital
18.17%
67.98%
EBITDA margin
84.03%
23.58%
Net margin
34.03%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹19 Cr
₹81,982 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹-2 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
TCI Finance Limited
  • + []
  • − ["Company reported a net loss of ₹2 Cr in its latest financial year."]
Bajaj Finance Limited full analysis TCI Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs TCIFINANCE: Share Price, Valuation & Which to Buy | DocStoX