TCI Finance Limited
₹14.50▼ -0.16 (-1.09%)
TCIFINANCE·NSE·Financial Services
Market Cap
18.61 Cr
PE Ratio
-11.70
Volume
13,096
Day High - Low
15.20 - 14.11
52W High-Low
38.46 - 10.00
₹14.50▼ -0.16 (-1.09%)
Market Cap18.61 Cr
PE Ratio-11.70
Volume13,096
Day High - Low15.20 - 14.11
52W High-Low38.46 - 10.00
TCI Finance Limited (TCIFINANCE): company summary
The company's revenue grew 27.6% over the last five years, but annual net profit swung from a profit of ₹4 crore to a loss of ₹2 crore.
TCI Finance Limited (TCIFINANCE) is a micro-cap Financial Services company valued at ₹19 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.
- Recent price move
- TCI Finance Limited last traded at ₹14.5, modestly down 1.09% on the day.
- Financial performance
- The company's revenue grew 27.6% over the last five years, but annual net profit swung from a profit of ₹4 crore to a loss of ₹2 crore. The latest quarter's net profit margin was 34.0%, but the annual net profit change shows a loss that narrowed from ₹3 crore to ₹2 crore.
- Valuation multiples
- A price-to-earnings ratio is not meaningful here because the company is loss-making; the stock trades at -0.26 times book value.
- Things to watch
- The company has a low interest coverage ratio, which indicates potential difficulty in meeting debt obligations. Contingent liabilities of ₹178 crore could impact financial stability. Promoter holding is 24.7%, which is low, and there are no foreign or domestic institutional holdings.
- Where it stands
- The DocStoX verdict of avoid follows from the company's significant net profit loss and high contingent liabilities, which signal financial instability. The most critical factor is the loss of ₹2 crore annually, which undermines profitability.
Summarised by DocStoX's model on 2026-09-08 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
3.5/10
Poor
Fair Value
Sign in to see
ROE
9.56%
Average
P/E
-11.70x
Loss-making
Debt / Equity
—
Industry
Financial Services
Non Banking Financial Company (NBFC)
Overall View
Poor
Price performance
Day₹14.11
₹15.20
52W₹10.00
₹38.46
DocStoX take
Held back by momentum (0.1). Scored on 3 of 5 measures.
DocStoX score
Low confidence3.5
/10
Poor
Quality
Modest
ROE 9.6%
Valuation
No data
Loss-making — no meaningful P/E
Growth
No data
No multi-year history
Risk
Moderate
D/E -0.03 (lender)
Momentum
Weak
16% of 52-week range
Scored on 3 of 5 measures — the rest have no data for this company.
At a glance
Market Cap
₹19 Cr
52W High / Low
₹38 / ₹10
Dividend Yield
0.00%
Promoter Holding
24.72%
EPS (TTM)
₹-1.39
Book Value
—
Key highlights
- Healthy net margin (34%)
- Loss-making — no meaningful P/E
- Loss-making in some of the last 5 years
1 Positive4 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
More Financial Services stocks · Non Banking Financial Company (NBFC)
Explore TCI Finance Limited’s valuation
Free deep-dive tools · no sign-up
Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.
TCI Finance Limited peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC Bank LimitedICICI Bank LimitedState Bank of IndiaBajaj Finance LimitedLife Insurance Corporation Of IndiaKotak Mahindra Bank LimitedAxis Bank LimitedBajaj Finserv LimitedShriram Finance LimitedSBI Life Insurance Company LimitedJio Financial Services LimitedICICI Prudential Asset Management Company Limited
Compare TCI Finance Limited with peers
Related tools & concepts
Value TCI Finance Limited with the ratios and calculators DocStoX uses in its analysis.
P/E RatioPrice to earningsReturn on Equity (ROE)ProfitabilityROCECapital efficiencyDebt to EquityLeverageP/B RatioPrice to bookNet Profit MarginBottom-line efficiencyDCF / Intrinsic ValueEstimate fair valueCAGR CalculatorAnnualised returnDividend YieldIncome on pricePosition SizeRisk-based sizingBrokerage CalculatorCharges on a tradeSIP CalculatorSystematic investing