State Bank of India vs TCI Finance Limited

A side-by-side comparison of State Bank of India (SBIN) and TCI Finance Limited (TCIFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs TCIFINANCE on 6 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth· not comparable—
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
-11.70
1.63
P/B ratio
-0.26
1.72%
Dividend yield
0.00%
₹90.24
EPS
₹-1.39

Profitability

TCIFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
9.56%
6.13%
Return on capital
18.17%
16.68%
EBITDA margin
84.03%
11.95%
Net margin
34.03%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y) even
—
14.49%
Profit CAGR (3Y) even
—

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.88L Cr
Market cap
₹19 Cr
₹7.13L Cr
Revenue
₹0 Cr
₹86,666 Cr
Net profit
₹-2 Cr
0.00
Debt / equity even
0.00
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
TCI Finance Limited
  • + []
  • − ["Company reported a net loss of ₹2 Cr in its latest financial year."]
State Bank of India full analysis TCI Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

SBIN vs TCIFINANCE: Share Price, Valuation & Which to Buy | DocStoX