BAJAJ FINANCE LIMITED vs Unifinz Capital India Ltd

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Unifinz Capital India Ltd (UCIL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs UCIL on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth· not comparable—
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

31.29
P/E ratio
30.73
5.71
P/B ratio
2.78
0.57%
Dividend yield
0.49%
₹30.60
EPS
₹4.53

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
72.10%
10.71%
Return on capital
55.20%
67.98%
EBITDA margin
0.00%
23.58%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.96L Cr
Market cap
₹616 Cr
₹81,982 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹20 Cr
3.22
Debt / equity
1.29
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.23 times its book value"]
Unifinz Capital India Ltd
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 31.6%"]
  • − []
BAJAJ FINANCE LIMITED full analysis Unifinz Capital India Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs UCIL: Share Price, Valuation & Which to Buy | DocStoX