Unifinz Capital India Ltd
₹139.20▲ +6.60 (+4.98%)
UCIL·BSE·Financial Services
Market Cap
616.15 Cr
PE Ratio
30.73
Volume
28,148
Day High - Low
139.20 - 139.20
52W High-Low
139.20 - 61.00
₹139.20▲ +6.60 (+4.98%)
Market Cap616.15 Cr
PE Ratio30.73
Volume28,148
Day High - Low139.20 - 139.20
52W High-Low139.20 - 61.00
Unifinz Capital India Ltd (UCIL): company summary
The company's annual net profit rose 335.0% to ₹87 crore, driven by a swing from a net loss of ₹1 crore to profit in the last three years.
Unifinz Capital India Ltd (UCIL) is a micro-cap Financial Services company valued at ₹616 crore operating in NBFC on the NSE and BSE.
- Recent price move
- Unifinz Capital India Ltd last traded at ₹139.2, up 4.98% on the day.
- Recent developments
- On 2026-06-30, promoter holding decreased by -4.80%, indicating a reduction in promoter stake. The company commenced retail lending operations under the Lendingplate brand in March 2022, offering digital lending solutions to retail borrowers.
- Financial performance
- The company's annual net profit rose 335.0% to ₹87 crore, driven by a swing from a net loss of ₹1 crore to profit in the last three years. The latest quarter net profit was flat at ₹17 crore compared to the same quarter a year earlier.
- Valuation multiples
- The stock trades at 30.7 times earnings, a premium to the Financial Services median of 19.3, 2.78 times book value. It yields 0.5%.
- Things to watch
- The stock is 20.0% below its 52-week high. Promoter holding has decreased over the last quarter. The company's debt to equity ratio is 1.29, which means leverage is moderate.
- Where it stands
- The company's annual net profit surged 335.0% to ₹87 crore, while the latest quarter net profit was flat at ₹17 crore. The stock is 20.0% below its 52-week high.
Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
7.0/10
Strong
Fair Value
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ROE
72.10%
Strong
P/E
30.73x
Fair
Debt / Equity
1.29
Elevated
Industry
Financial Services
NBFC
Overall View
Strong
Price performance
52W₹61.00
₹139.20
DocStoX take
Supported by growth (7.5) and momentum (7.5), but weakest on risk (5.6).
DocStoX score
Low confidence7.0
/10
Strong
Quality
Solid
ROE 72.1%
Valuation
Fair
P/E 30.7×
Growth
Strong
EPS +60.6% 5Y CAGR
Risk
Moderate
D/E 1.29 (lender)
Momentum
Strong
100% of 52-week range
At a glance
Market Cap
₹616 Cr
52W High / Low
₹139 / ₹61
Dividend Yield
0.49%
Promoter Holding
19.84%
EPS (TTM)
₹4.53
Book Value
₹37.08
Key highlights
- Strong returns on equity (72%)
- Capital works hard — ROCE 55%
- Healthy net margin (17%)
- Loss-making in some of the last 5 years
- Small ₹616 cr company — thinner liquidity
3 Positives2 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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Unifinz Capital India Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
HDFC BANK LTDICICI BANK LTD.STATE BANK OF INDIABAJAJ FINANCE LIMITEDLIFE INSURA CORP OF INDIAKOTAK MAHINDRA BANK LTDAXIS BANK LIMITEDBAJAJ FINSERV LTD.SHRIRAM FINANCE LIMITEDSBI LIFE INSURANCE CO LTDJIO FIN SERVICES LTDPUNJAB NATIONAL BANK
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