LIFE INSURA CORP OF INDIA vs Unifinz Capital India Ltd

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and Unifinz Capital India Ltd (UCIL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs UCIL on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth· not comparable
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.14
P/E ratio
22.74
3.09
P/B ratio
2.72
2.42%
Dividend yield
0.50%
₹45.42
EPS
₹4.53

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
72.10%
35.00%
Return on capital
55.20%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y) even

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.16L Cr
Market cap
₹465 Cr
₹9.78L Cr
Revenue
₹0 Cr
₹57,453 Cr
Net profit
₹20 Cr
0.00
Debt / equity
1.29
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Unifinz Capital India Ltd
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 182% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 64.0%", "Company's median sales growth is 158% of last 10 years"]
  • ["Promoter holding has decreased over last quarter: -4.80%", "Promoter holding is low: 19.8%"]
LIFE INSURA CORP OF INDIA full analysis Unifinz Capital India Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs UCIL: Share Price, Valuation & Which to Buy | DocStoX