Bajaj Finance Limited vs Saraswati Commercial India Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Saraswati Commercial India Limited (ZSARACOM) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Saraswati Commercial India Limited leads BAJFINANCE vs ZSARACOM on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ZSARACOM takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
11.64
5.71
P/B ratio
0.96
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹842.32

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
9.00%
10.71%
Return on capital
11.00%
67.98%
EBITDA margin
25.07%
23.58%
Net margin
803.39%

Growth

ZSARACOM takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
71.40%
18.88%
Profit CAGR (3Y)
97.18%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹1,079 Cr
₹81,982 Cr
Revenue
₹121 Cr
₹19,332 Cr
Net profit
₹92 Cr
3.22
Debt / equity
0.03
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Saraswati Commercial India Limited
  • + ["Company has delivered good profit growth of 34.4% CAGR over last 5 years", "Company has delivered good sales growth of 153.3% CAGR over last 5 years", "Stock is trading at 0.98 times its book value"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Saraswati Commercial India Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs ZSARACOM: Share Price, Valuation & Which to Buy | DocStoX