Saraswati Commercial India Limited

Saraswati Commercial India Limited (ZSARACOM) is a micro-cap Financial Services company valued at ₹1,079 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.

Recent price move

Saraswati Commercial India Limited last traded at ₹9,805, modestly down 0.86% on the day.

Recent developments

On 2026-06-30, the company reported a net profit of ₹64 crore, marking a significant increase from the ₹24 crore recorded in the same quarter a year earlier. The company's financial performance has shown strong growth over the past five years, with profit growing at 34.4% annually. The company's promoter holding remains at 74.88%, with no foreign or domestic institutional holdings.

Financial performance

The company's business is improving, with annual revenue rising 60.3% and annual net profit growing 73.6%. The latest quarter saw net profit jump 166.7% compared to the same quarter a year earlier, though the prior year's quarter ended with a net loss.

Valuation multiples

The stock trades at 11.6 times earnings, a discount to the Financial Services median of 19.3, 0.96 times book value.

Things to watch

The company has not paid out any dividends despite reporting repeated profits, which may raise concerns about its financial strategy. The stock is currently 30.4% below its 52-week high, indicating a significant drop from recent peak levels. The company's net profit margin has surged to 803.4%, up from 70.8% the previous year, which may signal unusual accounting practices.

Where it stands

The company has delivered strong revenue and profit growth over the past five years, with the latest quarter showing a sharp rise in net profit. The stock is trading significantly below its 52-week high, and the company has not distributed any dividends to shareholders. The most significant movement is the sharp increase in net profit margin, which stands at 803.4%.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.