BANDHAN BANK LIMITED vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of BANDHAN BANK LIMITED (BANDHANBNK) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads BANDHANBNK vs LICI on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth01
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.38
P/E ratio
9.05
1.08
P/B ratio
3.09
0.88%
Dividend yield
2.42%
₹7.60
EPS
₹45.42

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

4.85%
Return on equity
37.80%
5.96%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
5.64%
Net margin
5.88%

Growth

LICI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
7.61%
-17.70%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹26,242 Cr
Market cap
₹5.33L Cr
₹24,423 Cr
Revenue
₹9.78L Cr
₹1,224 Cr
Net profit
₹57,453 Cr
0.56
Debt / equity
0.00
BANDHAN BANK LIMITED
  • + ["Stock is trading at 1.06 times its book value", "Company's working capital requirements have reduced from 71.8 days to 38.5 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -1.44%", "The company has delivered a poor sales growth of 11.6% over past five years.", "Company has a low return on equity of 9.01% over last 3 years.", "Contingent liabilities of Rs.28,896 Cr.", "Dividend payout has been low at 13.1% of profits over last 3 years"]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
BANDHAN BANK LIMITED full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BANDHANBNK vs LICI: Share Price, Valuation & Which to Buy | DocStoX