B N Rathi Securities Ltd vs Life Insurance Corporation of India
A side-by-side comparison of B N Rathi Securities Ltd (BNRSEC) and Life Insurance Corporation of India (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, Life Insurance Corporation of India leads BNRSEC vs LICI on 8 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
Valuation
How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.92 times its book value", "Company is expected to give good quarter", "Company has been maintaining a healthy dividend payout of 19.6%"]
- − ["The company has delivered a poor sales growth of 10.4% over past five years.", "Earnings include an other income of Rs.8.92 Cr.", "Debtor days have increased from 103 to 133 days.", "Promoter holding has decreased over last 3 years: -11.3%"]
- + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
- − ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.