CHOICE INTERNATIONAL LTD vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of CHOICE INTERNATIONAL LTD (CHOICEIN) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads CHOICEIN vs LICI on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability22
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

79.31
P/E ratio
9.05
16.67
P/B ratio
3.09
0.00%
Dividend yield
2.42%
₹9.77
EPS
₹45.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
37.80%
18.00%
Return on capital
35.00%
36.00%
EBITDA margin
5.00%
21.27%
Net margin
5.88%

Growth

CHOICEIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

41.74%
Revenue CAGR (3Y)
7.61%
58.30%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹17,144 Cr
Market cap
₹5.33L Cr
₹1,119 Cr
Revenue
₹9.78L Cr
₹238 Cr
Net profit
₹57,453 Cr
0.01
Debt / equity
0.00
CHOICE INTERNATIONAL LTD
  • + ["Company has delivered good profit growth of 67.0% CAGR over last 5 years", "Company's median sales growth is 21.7% of last 10 years"]
  • ["Stock is trading at 10.5 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Debtor days have increased from 114 to 142 days."]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
CHOICE INTERNATIONAL LTD full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.