CHOLAMANDALAM IN & FIN CO vs SBI LIFE INSURANCE CO LTD

A side-by-side comparison of CHOLAMANDALAM IN & FIN CO (CHOLAFIN) and SBI LIFE INSURANCE CO LTD (SBILIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, CHOLAMANDALAM IN & FIN CO leads CHOLAFIN vs SBILIFE on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth20
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CHOLAFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

28.80
P/E ratio
72.46
5.15
P/B ratio
8.48
0.11%
Dividend yield
0.16%
₹61.98
EPS
₹24.62

Profitability

CHOLAFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

17.18%
Return on equity
12.94%
9.46%
Return on capital
0.52%
68.15%
EBITDA margin
0.80%
16.84%
Net margin
2.19%

Growth

CHOLAFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

34.10%
Revenue CAGR (3Y)
11.89%
25.22%
Profit CAGR (3Y)
12.80%

Size & financial health

SBILIFE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.53L Cr
Market cap
₹1.79L Cr
₹31,073 Cr
Revenue
₹1.13L Cr
₹5,233 Cr
Net profit
₹2,470 Cr
6.51
Debt / equity
0.00
CHOLAMANDALAM IN & FIN CO
  • + ["Company has delivered good profit growth of 28.0% CAGR over last 5 years", "Company has delivered good sales growth of 26.5% CAGR over last 5 years"]
  • − []
SBI LIFE INSURANCE CO LTD
  • + []
  • − ["Stock is trading at 9.12 times its book value", "The company has delivered a poor sales growth of 6.6% over past five years."]
CHOLAMANDALAM IN & FIN CO full analysis SBI LIFE INSURANCE CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CHOLAFIN vs SBILIFE: Share Price, Valuation & Which to Buy | DocStoX