Cholamandalam Investment & Finance Company Ltd vs Tata Capital Ltd
A side-by-side comparison of Cholamandalam Investment & Finance Company Ltd (CHOLAFIN) and Tata Capital Ltd (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, Cholamandalam Investment & Finance Company Ltd leads CHOLAFIN vs TATACAP on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation22
- Profitability31
- Growth20
- Size & financial health13
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
EvenHow expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
CHOLAFIN takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
CHOLAFIN takes 2/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
TATACAP takes 3/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 28.0% CAGR over last 5 years", "Company's median sales growth is 21.4% of last 10 years"]
- − ["Stock is trading at 5.21 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
- − ["Stock is trading at 3.48 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

