Capital India Finance Limited vs Life Insurance Corporation Of India

A side-by-side comparison of Capital India Finance Limited (CIFL) and Life Insurance Corporation Of India (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads CIFL vs LICI on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth01
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.59
P/E ratio
8.76
1.25
P/B ratio
3.09
0.10%
Dividend yield
2.47%
₹0.99
EPS
₹45.42

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

5.78%
Return on equity
37.80%
7.30%
Return on capital
35.00%
7.70%
EBITDA margin
5.00%
5.85%
Net margin
5.88%

Growth

LICI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-6.57%
Revenue CAGR (3Y)
7.61%
—
Profit CAGR (3Y) even
16.86%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹747 Cr
Market cap
₹5.02L Cr
₹528 Cr
Revenue
₹9.78L Cr
₹31 Cr
Net profit
₹57,453 Cr
1.43
Debt / equity
0.00
Capital India Finance Limited
  • + ["Company has delivered good profit growth of 38.8% CAGR over last 5 years"]
  • − ["The company has delivered a poor sales growth of -1.8% over past five years.", "Company has a low return on equity of 0.7% over last 3 years."]
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
Capital India Finance Limited full analysis Life Insurance Corporation Of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CIFL vs LICI: Share Price, Valuation & Which to Buy | DocStoX