CSL Finance Limited vs Life Insurance Corporation Of India

A side-by-side comparison of CSL Finance Limited (CSLFINANCE) and Life Insurance Corporation Of India (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

CSL Finance Limited vs Life Insurance Corporation Of India are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation31
  • Profitability22
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CSLFINANCE takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

5.59
P/E ratio
8.76
0.88
P/B ratio
3.09
4.33%
Dividend yield
2.47%
₹37.80
EPS
₹45.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.85%
Return on equity
37.80%
13.38%
Return on capital
35.00%
76.93%
EBITDA margin
5.00%
33.63%
Net margin
5.88%

Growth

CSLFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

29.74%
Revenue CAGR (3Y)
7.61%
23.24%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹470 Cr
Market cap
₹5.02L Cr
₹256 Cr
Revenue
₹9.78L Cr
₹86 Cr
Net profit
₹57,453 Cr
1.37
Debt / equity
0.00
CSL Finance Limited
  • + ["Company has delivered good profit growth of 25.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.5%", "Company has delivered good sales growth of 32.9% CAGR over last 5 years", "Stock is trading at 0.76 times its book value"]
  • − []
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
CSL Finance Limited full analysis Life Insurance Corporation Of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.