CSL FINANCE LIMITED vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of CSL FINANCE LIMITED (CSLFINANCE) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads CSLFINANCE vs LICI on 10 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

6.70
P/E ratio
9.54
0.83
P/B ratio
3.09
1.32%
Dividend yield
2.28%
₹31.64
EPS
₹45.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.31%
Return on equity
37.80%
13.32%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
0.00%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.61%
23.24%
Profit CAGR (3Y)
16.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹482 Cr
Market cap
₹5.48L Cr
₹0 Cr
Revenue
₹9.78L Cr
₹72 Cr
Net profit
₹57,453 Cr
1.18
Debt / equity
0.00
CSL FINANCE LIMITED
  • + ["Stock is trading at 0.82 times its book value", "Company has delivered good profit growth of 25.6% CAGR over last 5 years", "Company's median sales growth is 19.9% of last 10 years"]
  • ["Promoter holding has decreased over last 3 years: -3.68%"]
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
CSL FINANCE LIMITED full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CSL FINANCE LIMITED vs LIFE INSURA CORP OF INDIA: Share Price, Valuation & Which to Buy | DocStoX