DCB BANK LIMITED vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of DCB BANK LIMITED (DCBBANK) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads DCBBANK vs KOTAKBANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability13
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

DCBBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.68
P/E ratio
21.63
1.12
P/B ratio
2.19
0.67%
Dividend yield
0.15%
₹22.73
EPS
₹19.39

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
11.20%
6.73%
Return on capital
6.93%
13.12%
EBITDA margin
24.31%
8.86%
Net margin
17.25%

Growth

DCBBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
16.22%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹7,130 Cr
Market cap
₹4.19L Cr
₹8,260 Cr
Revenue
₹1.11L Cr
₹732 Cr
Net profit
₹19,288 Cr
1.03
Debt / equity
0.00
DCB BANK LIMITED
  • + ["Stock is trading at 1.05 times its book value"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 16.2%", "Company has a low return on equity of 11.5% over last 3 years.", "Contingent liabilities of Rs.21,378 Cr."]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
DCB BANK LIMITED full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.