EQUITAS SMALL FIN BNK LTD vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of EQUITAS SMALL FIN BNK LTD (EQUITASBNK) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads EQUITASBNK vs LICI on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth01
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

56.82
P/E ratio
8.99
1.38
P/B ratio
3.09
1.35%
Dividend yield
2.42%
₹1.29
EPS
₹45.42

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

2.42%
Return on equity
37.80%
5.83%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
10.93%
Net margin
5.88%

Growth

LICI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
7.61%
-43.60%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8,419 Cr
Market cap
₹5.18L Cr
₹128469.47L Cr
Revenue
₹9.78L Cr
₹147 Cr
Net profit
₹57,453 Cr
0.94
Debt / equity
0.00
EQUITAS SMALL FIN BNK LTD
  • + ["Company's median sales growth is 23.0% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 5.92% over last 3 years.", "Earnings include an other income of Rs.1,037 Cr."]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
EQUITAS SMALL FIN BNK LTD full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

EQUITASBNK vs LICI: Share Price, Valuation & Which to Buy | DocStoX