Garnet International Ltd vs Life Insurance Corporation of India

A side-by-side comparison of Garnet International Ltd (GARNETINT) and Life Insurance Corporation of India (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation of India leads GARNETINT vs LICI on 12 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

83.77
P/E ratio
9.46
2.99
P/B ratio
3.09
0.00%
Dividend yield
2.28%
₹0.77
EPS
₹45.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

4.06%
Return on equity
37.80%
4.27%
Return on capital
35.00%
2.29%
EBITDA margin
5.00%
17.53%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-56.54%
Revenue CAGR (3Y)
7.61%
13.29%
Profit CAGR (3Y)
16.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹124 Cr
Market cap
₹5.59L Cr
₹9 Cr
Revenue
₹9.78L Cr
₹2 Cr
Net profit
₹57,453 Cr
0.02
Debt / equity
0.00
Garnet International Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Stock is trading at 2.99 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -22.8% over past five years.", "Tax rate seems low", "Company has a low return on equity of 5.57% over last 3 years.", "Promoters have pledged 49.7% of their holding.", "Earnings include an other income of Rs.1.36 Cr.", "Company has high debtors of 311 days.", "Working capital days have increased from 188 days to 280 days"]
Life Insurance Corporation of India
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
Garnet International Ltd full analysis Life Insurance Corporation of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.