Garnet International Ltd vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of Garnet International Ltd (GARNETINTERNATIONALLTD) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads GARNETINTERNATIONALLTD vs KOTAKBANK on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability40
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

33.90
P/E ratio
21.75
2.50
P/B ratio
2.19
0.00%
Dividend yield
0.15%
₹2.42
EPS
₹19.39

Profitability

GARNETINTERNATIONALLTD takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.80%
Return on equity
11.20%
11.24%
Return on capital
6.93%
69.40%
EBITDA margin
24.31%
97.54%
Net margin
17.25%

Growth

GARNETINTERNATIONALLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-56.54%
Revenue CAGR (3Y) even
13.37%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹107 Cr
Market cap
₹4.20L Cr
₹5 Cr
Revenue
₹1.11L Cr
₹5 Cr
Net profit
₹19,288 Cr
0.02
Debt / equity
0.00
Garnet International Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Stock is trading at 2.53 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Promoter holding has decreased over last quarter: -0.42%", "The company has delivered a poor sales growth of -22.8% over past five years.", "Tax rate seems low", "Company has a low return on equity of 5.57% over last 3 years.", "Promoters have pledged 60.5% of their holding.", "Earnings include an other income of Rs.1.51 Cr.", "Company has high debtors of 311 days.", "Working capital days have increased from 188 days to 280 days"]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Garnet International Ltd full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

GARNETINTERNATIONALLTD vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX