HDB Financial Services Limited vs Kotak Mahindra Bank Limited

A side-by-side comparison of HDB Financial Services Limited (HDBFS) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

HDB Financial Services Limited vs Kotak Mahindra Bank Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation31
  • Profitability31
  • Growth11
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDBFS takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

16.51
P/E ratio
23.06
2.72
P/B ratio
2.29
0.59%
Dividend yield
0.16%
₹30.97
EPS
₹19.40

Profitability

HDBFS takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.31%
Return on equity
10.65%
9.35%
Return on capital
5.54%
56.52%
EBITDA margin
24.31%
13.80%
Net margin
27.64%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

14.11%
Revenue CAGR (3Y)
18.30%
9.10%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹42,595 Cr
Market cap
₹4.44L Cr
₹18,430 Cr
Revenue
₹69,781 Cr
₹2,544 Cr
Net profit
₹19,288 Cr
4.80
Debt / equity
0.00
HDB Financial Services Limited
  • + ["Company has delivered good profit growth of 45.4% CAGR over last 5 years"]
  • − []
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
HDB Financial Services Limited full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.