HDFC Bank Limited vs JMJ Fintech Ltd

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and JMJ Fintech Ltd (JMJFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, JMJ Fintech Ltd leads HDFCBANK vs JMJFIN on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.38
P/E ratio
6.81
1.78
P/B ratio
0.62
2.59%
Dividend yield
1.58%
₹49.50
EPS
₹1.35

Profitability

JMJFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
29.88%
5.86%
Return on capital
20.20%
21.46%
EBITDA margin
65.65%
21.81%
Net margin
41.25%

Growth

JMJFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y) even
—
18.10%
Profit CAGR (3Y)
109.21%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.97L Cr
Market cap
₹35 Cr
₹3.49L Cr
Revenue
₹17 Cr
₹76,026 Cr
Net profit
₹7 Cr
0.00
Debt / equity
0.89
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
JMJ Fintech Ltd
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 22.0%", "Stock is trading at 0.62 times its book value"]
  • − []
HDFC Bank Limited full analysis JMJ Fintech Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs JMJFIN: Share Price, Valuation & Which to Buy | DocStoX