JMJ Fintech Ltd
₹9.19▼ -0.27 (-2.85%)
JMJFIN·BSE·Financial Services
Market Cap
34.59 Cr
PE Ratio
6.81
Volume
9,187
Day High - Low
9.45 - 9.10
52W High-Low
18.99 - 8.27
₹9.19▼ -0.27 (-2.85%)
Market Cap34.59 Cr
PE Ratio6.81
Volume9,187
Day High - Low9.45 - 9.10
52W High-Low18.99 - 8.27
JMJ Fintech Ltd (JMJFIN): company summary
The company's annual net profit rose 47.0% to ₹8 crore, while the latest quarter net profit increased 72.8% to ₹2 crore.
JMJ Fintech Ltd (JMJFIN) is a micro-cap Financial Services company valued at ₹35 crore operating in NBFC on the NSE and BSE.
- Recent price move
- JMJ Fintech Ltd last traded at ₹9.19, down 2.85% on the day.
- Recent developments
- On 2026-06-30, the company reported a net profit of ₹2 crore for the latest quarter, up from ₹1 crore in the same quarter a year earlier. Working capital days increased significantly to 657 days from 216 days, indicating a potential liquidity challenge.
- Financial performance
- The company's annual net profit rose 47.0% to ₹8 crore, while the latest quarter net profit increased 72.8% to ₹2 crore. Profit margins remain stable at 35.2%, and return on equity and return on capital employed are 19.1% and 20.2% respectively, showing consistent profitability.
- Valuation multiples
- The stock trades at 6.8 times earnings, a discount to the Financial Services median of 19.3, 0.62 times book value. It yields 1.6%.
- Things to watch
- The stock is 48.3% below its 52-week high, and working capital days have surged to 657 days, raising concerns about liquidity. The company's promoter holding is 23.27%, with no foreign or domestic institutional holdings, which may limit market participation.
- Where it stands
- JMJ Fintech Ltd ended the latest quarter with a net profit of ₹2 crore, up 72.8% from the previous year's quarter. The most significant movement was in working capital days, which rose to 657 days, highlighting a liquidity risk.
Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
DocStoX Score
6.7/10
Fair
Fair Value
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ROE
29.88%
Strong
P/E
6.81x
Cheap
Debt / Equity
0.89
Moderate
Industry
Financial Services
NBFC
Overall View
Mixed
Price performance
Day₹9.10
₹9.45
52W₹8.27
₹18.99
DocStoX take
Supported by valuation (9.0) and growth (9.0), but held back by momentum (0.0). Valuation looks strong at 9.0, but that is offset by momentum at 0.0. We are calling it Mixed rather than resolving the conflict for you.
DocStoX score
Low confidence6.7
/10
Fair
Quality
Solid
ROE 29.9%
Valuation
Cheap
P/E 6.8×
Growth
Strong
Profit +109.2% 3Y CAGR
Risk
Moderate
D/E 0.89 (lender)
Momentum
Weak
9% of 52-week range
At a glance
Market Cap
₹35 Cr
52W High / Low
₹19 / ₹8
Dividend Yield
1.58%
Promoter Holding
24.18%
EPS (TTM)
₹1.35
Book Value
₹18.46
Key highlights
- Profit compounding 109% a year
- Healthy net margin (41%)
- Strong returns on equity (30%)
- Momentum is weak (0.0/10)
- Near the bottom of its 52-week range (9%)
4 Positives3 Watchouts
Growth
Financials
Technicals
Peers
News
Forecasts
About the company
More data
Filings, corporate actions and ownership detail — opened on demand.
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JMJ Fintech Ltd peers in Financial Services
Other Financial Services stocks on the NSE & BSE. See the full Financial Services sector list.
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