ICICI Bank Ltd vs JMJ Fintech Ltd

A side-by-side comparison of ICICI Bank Ltd (ICICIBANK) and JMJ Fintech Ltd (JMJFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, JMJ Fintech Ltd leads ICICIBANK vs JMJFIN on 7 of 14 metrics (3 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.33
P/E ratio
7.10
2.78
P/B ratio
0.62
0.78%
Dividend yield
2.68%
₹75.71
EPS
₹1.35

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
21.88%
7.20%
Return on capital
25.24%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)
109.21%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.25L Cr
Market cap
₹36 Cr
₹0 Cr
Revenue
₹534.31L Cr
₹57,936 Cr
Net profit
₹5 Cr
0.00
Debt / equity
0.80
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
JMJ Fintech Ltd
  • + ["Stock is trading at 0.61 times its book value", "Company has delivered good profit growth of 99.0% CAGR over last 5 years"]
  • ["Promoter holding is low: 23.3%", "Working capital days have increased from 216 days to 657 days"]
ICICI Bank Ltd full analysis JMJ Fintech Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.