HDFC Bank Limited vs Muthoot Microfin Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Muthoot Microfin Limited (MUTHOOTMF) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs MUTHOOTMF on 11 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth20
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
17.20
1.78
P/B ratio
1.17
2.59%
Dividend yield
0.00%
₹49.50
EPS
₹10.16

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
5.97%
5.86%
Return on capital
8.68%
21.46%
EBITDA margin
47.07%
21.81%
Net margin
7.19%

Growth

HDFCBANK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
18.37%
18.10%
Profit CAGR (3Y)
1.26%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹2,980 Cr
₹3.49L Cr
Revenue
₹2,370 Cr
₹76,026 Cr
Net profit
₹170 Cr
0.00
Debt / equity
3.34
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Muthoot Microfin Limited
  • + ["Company has delivered good profit growth of 89.3% CAGR over last 5 years", "Company has delivered good sales growth of 28.2% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 6.1% over last 3 years."]
HDFC Bank Limited full analysis Muthoot Microfin Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.