Muthoot Microfin Limited

Muthoot Microfin Limited (MUTHOOTMF) is a micro-cap Financial Services company valued at ₹2,980 crore operating in Microfinance Institutions on the NSE and BSE.

Recent price move

Muthoot Microfin Limited last traded at ₹174.76, modestly up 0.88% on the day.

Recent developments

On 2026-08-13, the company announced plans to acquire micro-LAP focussed NBFCs and raise ₹500 crore via QIP. It also reported a first-quarter net profit of ₹81.3 crore, marking a sharp recovery from previous losses.

Financial performance

The company's annual revenue fell 7.5% year-over-year, but net profit swung from a loss to a profit. The latest quarter saw revenue rise 19.7% compared to the same quarter a year earlier, with net profit jumping 1,255.7% to ₹81 crore. The net profit margin improved significantly, rising 15.9 percentage points to 7.2%.

Valuation multiples

The stock trades at 17.2 times earnings, broadly in line with the Financial Services median of 19.3, 1.17 times book value.

Things to watch

The company is highly leveraged, with debt to equity at 3.34. The stock is 33.7% below its 52-week high, and the net profit margin, while improved, remains low. The return on equity is 6.0%, indicating limited profitability relative to equity.

Where it stands

The company has turned a net loss into profit in the latest quarter, with net profit rising sharply. However, the stock remains far below its 52-week high, and the company's leverage remains high. The most significant movement was in the latest quarter net profit, which surged 1,255.7%.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.