MUTHOOT MICROFIN LIMITED Valuation

MUTHOOTMF · Financial Services · Current price ₹195.9

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DocStoX fair value
₹200
low confidence
Current price
₹196
Upside
+1.9%
P/E ratio
19.6x
P/B ratio
1.2x
Verdict
Fairly Valued
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Is MUTHOOT MICROFIN LIMITED undervalued?

DocStoX estimates the fair value of MUTHOOT MICROFIN LIMITED at ₹200 per share, versus the current market price of ₹196. That puts the stock about +1.9% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 3 independent methods: Excess-return (book value) (₹154), Relative P/E (₹291), Analyst target (₹238). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹154 (bear) to ₹200 (base) to ₹291 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

MUTHOOT MICROFIN LIMITED trades at a P/E of 19.6x and a P/B of 1.2x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on MUTHOOT MICROFIN LIMITED

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.