MUTHOOT MICROFIN LIMITED Valuation

MUTHOOTMF · Financial Services · Current price ₹240.06

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DocStoX fair value
₹231
medium confidence
Current price
₹240
Upside
-3.8%
P/E ratio
21.4x
P/B ratio
1.3x
Verdict
Expensive
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Is MUTHOOT MICROFIN LIMITED undervalued?

DocStoX estimates the fair value of MUTHOOT MICROFIN LIMITED at ₹231 per share, versus the current market price of ₹240. That puts the stock about -3.8% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is medium.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹195), Relative P/E (₹327). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹195 (bear) to ₹231 (base) to ₹327 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

MUTHOOT MICROFIN LIMITED trades at a P/E of 21.4x and a P/B of 1.3x, with a dividend yield of 0.0%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

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DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.